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1.3-acre residential lot in the City of Toccoa with Ward's Creek frontage! This undeveloped homesite offers an opportunity to build a private residence in a natural setting while remaining within the city limits of Toccoa. Approximately 1.3 acres of wooded and varying terrain is bordered along one side by Ward's Creek, providing a peaceful natural feature and the potential for beautiful views, the sound of flowing water, and a private wooded backdrop. Located on Fernside Drive, the property offers the appeal of a residential homesite surrounded by mature natural vegetation and a creekside environment while still being conveniently located within Toccoa. The property is currently undeveloped residential land, offering a blank canvas for a buyer looking to build a home suited to their own needs and preferences. The creek, natural setting, and wooded surroundings create an especially attractive opportunity for buyers looking for a residential property with creek frontage, privacy, and a connection to nature. The 1.3-acre size provides more room than a typical in-town homesite while maintaining the convenience of being within the City of Toccoa. Important zoning/use information: Because this property is located within the city limits of Toccoa, mobile homes are not permitted. Buyers should independently verify zoning, permitted uses, setbacks, building requirements, utility availability, sewer/septic requirements, floodplain information, and all other development requirements with the City of Toccoa and applicable authorities prior to purchase. Property will require a septic tank, as it is not on the City of Toccoa sewer. It is, however, on City of Toccoa water. If you're searching for land for sale in Toccoa, GA, a residential building lot with creek frontage, or a wooded homesite near Ward's Creek, this 1.3-acre property on Fernside Drive offers a unique opportunity to create a home surrounded by natural beauty while enjoying the convenience of an in-town location.